Income
I can’t believe it’s already October. Without wasting any time, let’s jump right into the last month’s budget
| Source | Projected($) | Actual($) | DIFF (%) |
|---|---|---|---|
| Full-Time & Side Jobs | $6,500 | $7,797 | -20.00% |
| 401K / HSA Contributions | $2,820 | $2,820 | +0.00% |
| Rental Income | $1,750 | $1,750 | +0.00% |
| Other Income | $200 | $112 | -44.00% |
| Total | $11,270 | $12,479 | +10.72% |
Expenses
Expenses were higher than last month as I decided to take a couple of trips to Maryland and New York City.
Overall, I did a pretty good job of staying within the budget. One of the unexpected cost was having to do physical therapy on the foot I sprained while playing soccer.
| Category | Projected($) | Actual($) | DIFF (%) |
|---|---|---|---|
| Housing | $1,409 | $1,409 | +0.00% |
| Utilities | $100 | $57 | - 43.00 % |
| Food/Supplies | $450 | $398 | - 11.56% |
| Personal Grooming/Medical | $260 | $408 | +56.92% |
| Transportation | $400 | $398 | -0.50% |
| Miscellaneous | $303 | $387 | + 27.72% |
| Total | $2,922 | $3,057 | +4.62% |
Savings
Income for the month stayed pretty consistent compared to the last month. However, the expenses were much lower.
| Projected($) | Actual($) | DIFF (%) | |
|---|---|---|---|
| Total Income | $11,270 | $12,479 | +10.73% |
| Total Expenses | $2,922 | $3,057 | +4.62% |
| Savings | $8,348 | $9,422 | +12.87% |
| Savings Rate | 74.07% | 75.50% | +1.43% |
