Budget Analysis – September 2020

New york


I can’t believe it’s already October. Without wasting any time, let’s jump right into the last month’s budget

SourceProjected($)Actual($)DIFF (%)
Full-Time & Side Jobs $6,500 $7,797 -20.00%
401K / HSA Contributions $2,820 $2,820 +0.00%
Rental Income $1,750 $1,750 +0.00%
Other Income $200 $112 -44.00%
Total $11,270 $12,479 +10.72%


Expenses were higher than last month as I decided to take a couple of trips to Maryland and New York City.

Overall, I did a pretty good job of staying within the budget. One of the unexpected cost was having to do physical therapy on the foot I sprained while playing soccer.  

CategoryProjected($)Actual($)DIFF (%)
Housing $1,409 $1,409 +0.00%
Utilities $100 $57 - 43.00 %
Food/Supplies $450 $398 - 11.56%
Personal Grooming/Medical $260 $408 +56.92%
Transportation $400 $398 -0.50%
Miscellaneous $303 $387 + 27.72%
Total $2,922 $3,057 +4.62%


Income for the month stayed pretty consistent compared to the last month. However, the expenses were much lower. 

Projected($)Actual($)DIFF (%)
Total Income $11,270 $12,479 +10.73%
Total Expenses $2,922 $3,057 +4.62%
Savings $8,348 $9,422 +12.87%
Savings Rate 74.07% 75.50% +1.43%

Share it with your friends!

Share on facebook
Share on twitter
Share on linkedin
Share on pinterest
Share on reddit

More Posts

Budget Analysis – December 2020

Can you believe that 2020 is over! It was a bizarre year for many reasons. Not only because of the pandemic but also because of the considerable changes in my personal life.  Anyway, let’s dive into my December’s budget analysis. I finally got my place. It’s good living on my own, but it’s going to

to the moon

Networth Update # 7 – December 2020

Can someone tell me what is going on with the stock market? It’s just crazy to see how up and down the stock values are. Great month to look at the net worth. I am up over 10% since last month. My net worth went up from $320,673 to $353,046. That’s a jump of over


Budget Analysis – November 2020

Income Time for another budget analysis. Let’s see how things went for November 2020.  Source Actual($) Full-Time & Side Jobs $8,379 401K / HSA Contributions $460 Rental Income $1,677 Other Income $16 Total $10,532 Expenses I didn’t have any expenses out of the norm. I did help my parents with some stuff. Overall, with no

October Budget

Budget Analysis – October 2020

Income We are in the final stretch of 2020. November is more than halfway done, and I am finally getting around posting the budget analysis for October. Let’s jump right into the details and see how I did last month.  As always, the most significant source of my income is my full-time jobs and the

Say Hello!

Leave a Comment


It’s easy: all I need is your email & your eternal love. But I’ll settle for your email.